Kalpi

  Key Takeaways Factor investing removes emotion from every investment decision Works on pre-defined filters: value, momentum, quality, low volatility No single factor wins every year — that is just how markets work Mixing two or three factors cuts your risk without killing your returns Start with one factor. You can always complicate it later. It rewards patience. Don’t start if you want results in 3 months. Stock Market Confusion is Real Picture this. You’ve just set aside Rs 10,000, and you’re ready to invest. You open Twitter for two minutes, and suddenly one person is screaming about PSU banks, another is absolutely convinced Tata Motors is going to 3x, and some faceless account with 80,000 followers is posting charts that look like they were made in MS Paint circa 2004. You close the app more confused than when you opened it. This is the reality for most people starting out. Not a lack of information — there’s too much of it, coming from too many directions. The real problem ...